Quick Capital. Forward Momentum.

Fast, Flexible Business Funding

Get the capital your business needs — approved in hours, funded the same day. Built by merchants, for merchants.

Same-Day Funding
No Hard Credit Pull
24/7 Support

500+

Businesses Funded

Same-Day

Funding Available

$1B+

Distributed

2+ Years

In Business

Confident business owner in a modern shop with teal walls and brass fixtures
Smiling business owner with curly hair standing in her bakery
Business owner in apron standing confidently in his cafe
Female business owner looking forward confidently in her store
Bearded business owner with arms crossed in his workspace
How It Works

Funding in Three Simple Steps

01

Get Started in Minutes

Fill out our online application or call us at 1-888-765-8420. Eligibility requires a business established for at least 4 months with a minimum monthly gross revenue of $10,000.

02

Receive a Quick Decision

We'll reach out within a few hours to review your approval. With a range of rates and terms available, we'll find the best options tailored to your business.

03

Fast Funding, Same Day

With minimal documentation required, our streamlined process ensures quick results. Funds can be deposited into your account as quickly as the same day.

What We Offer

Funding Solutions for Every Business

Business Loans

Competitive rates and flexible terms to fuel your growth. Get the capital you need for any business purpose.

A business loan provides a lump sum of capital upfront, repaid over a set period with interest. Ideal for expansion, inventory, hiring, marketing, or any significant investment in your business.

  • Funding from $10K to $5M+
  • Terms tailored to your cash flow
  • Fast approval — often same day
  • Use funds for any business purpose
Apply Now

Lines of Credit

Access funds whenever you need them. Only pay for what you use with flexible draw-down options.

A revolving credit facility that lets you borrow up to a set limit, repay, and borrow again. Interest is charged only on the amount used — not the full limit. Perfect for managing cash flow or covering unexpected expenses.

  • Only pay interest on what you use
  • Revolving — borrow, repay, repeat
  • Ideal for cash flow management
  • Quick access when opportunities arise
Apply Now

SBA Loans

Government-backed loans with favorable terms and lower interest rates for qualifying businesses.

Loans partially guaranteed by the U.S. Small Business Administration, offering lower interest rates and longer repayment terms. Available through the 7(a), 504, and Microloan programs for various business needs.

  • Lower interest rates than conventional loans
  • Repayment terms up to 25 years
  • Loan amounts up to $5.5M
  • Backed by the U.S. government
Apply Now

Equipment Financing

Dedicated capital for the equipment your business needs to operate and grow.

Finance or lease the machinery, vehicles, technology, or tools your business needs. The equipment itself serves as collateral, making approval easier and preserving your cash flow for other needs.

  • Equipment serves as collateral
  • Preserve cash for operations
  • Finance new or used equipment
  • Flexible lease or purchase options
Apply Now

Revenue-Based Financing

Repayment that scales with your revenue — pay more when business is good, less when it slows.

Receive a lump sum of capital and repay as a percentage of your monthly revenue. No fixed payments, no equity required. Payments adjust automatically — higher in strong months, lower in slow ones.

  • Payments flex with your revenue
  • No equity or ownership dilution
  • No fixed collateral required
  • Ideal for seasonal businesses
Apply Now

Invoice Factoring

Convert unpaid invoices into immediate working capital. No more waiting 30, 60, or 90 days.

Sell your outstanding invoices to receive up to 90% of their value upfront. The factoring company collects payment from your customers directly. It's not a loan — it's accelerating money you've already earned.

  • Get up to 90% of invoice value upfront
  • Not a loan — no debt on your books
  • Approval based on customer credit, not yours
  • Outsourced collections included
Apply Now
Why Mimo Funding

Built by Merchants, for Merchants

Approved in Hours, Not Weeks

Traditional lenders take weeks to process applications. We move fast because your business can't wait. Apply today, get funded today.

Business owner reviewing a funding approval on their laptop

Funding That Fits Your Business

Six different funding products, customizable terms, and amounts from $10K and up. We match the right solution to your specific needs.

Diverse small businesses — restaurant, contractor, and retail

No Hidden Fees, No Surprises

Transparent terms from day one. You'll know exactly what you're getting, what it costs, and when payments are due. Dedicated support every step of the way.

$1B+

Distributed to Businesses

500+

Businesses Funded

24hrs

Average Funding Time

4 mo

Minimum Time in Business

Success Stories

Trusted by Businesses Across the Country

Great support from start to finish. The funding gave us flexibility to manage our business expenses, and the team was always available to help.

Rick K.

Aviation and Geospatial · Indiana

Funded: $75,000

Super responsive, totally transparent, and quick funding. Love it.

Cedric W.

Freight Transportation · Georgia

Funded: $5,000

We were struggling with cash flow, and this company came through immediately. Professional, responsive, and efficient.

Julian M.

Staffing · Arizona

Funded: $10,000

Highly recommend! They provided the working capital we needed to take on a big project, and the repayment terms were fair.

Scott S.

Agricultural Technology · Tennessee

Funded: $55,000

I wasn't planning on getting a working capital at first, but my funding partner was so persistent and patient, explaining all the benefits. I'm glad I took it — it really helped my business stay on track.

Shannon S.

Electrical Contracting · Alabama

Funded: $10,000

Funding against our invoices allowed us to take on larger clients without worrying about 30–60 day payment terms.

Mohammad N.

Healthcare · Arizona

Funded: $300,000

Ready to Grow Your Business?

Apply in minutes. Get funded as soon as today. No hard credit pull required.

Apply Now